COMPARE OUR COVER LEVELS

Whatever the size of your wedding and your budget, we will likely have cover available to meet your needs. We have 9 tier levels ranging from £7,500 up to £70,000 with cover starting from as little as £29. Below is a summary of the various cover levels available. All prices include insurance premium tax (IPT).

 
 
Cover TIER 1 TIER 2 TIER 3 TIER 4 TIER 5 TIER 6 TIER 7 TIER 8 TIER 9 Excess
Price inc IPT £29 £37 £47 £59 £75 £87 £102 £150 £195  
Part I - Cancellation £7,500 £10,000 £15,000 £20,000 £25,000 £30,000 £35,000 £50,000 £70,000 Nil
Part II - Curtailment
Part III - Rearrangement £5,500 £7,500 £11,250 £15,000 £18,750 £22,500 £26,250 £37,500 £52,500
Ceremonial Attire £2,000 £3,000 £4,000 £5,000 £6,000 £7,000 £8,000 £9,000 £10,000 £50
Wedding Gifts £1,500 £3,000 £4,000 £5,000 £6,000 £7,000 £10,000 £11,000 £12,500 £50
Cash & Voucher Limit £200 £300 £400 £500 £750 £1,000 £1,500 £1,750 £2,000 £50
Wedding Rings, Flowers, Attendant's Gifts and the Wedding Cake £1,500 £2,000 £3,000 £4,000 £5,000 £6,000 £7,000 £8,000 £10,000 £50
Wedding Cars and Transport £1,500 £2,000 £3,000 £5,000 £7,000 £8,000 £10,000 £12,000 £15,000 £50
Photography & Video £2,000 £4,000 £5,000 £6,000 £8,000 £10,000 £12,000 £15,000 £20,000 £50
Financial Failure of Wedding Services Suppliers £4,000 £6,000 £7,500 £9,000 £12,500 £15,000 £20,000 £30,000 £40,000 Nil
Personal Accident £10,000 £20,000 £20,000 £40,000 £40,000 £40,000 £40,000 £40,000 £40,000 Nil
Legal Expenses £5,000 £5,000 £5,000 £10,000 £10,000 £10,000 £20,000 £20,000 £20,000 £50
Personal Liability £2m £2m £2m £2m £2m £2m £2m £2m £2m £250
Essential Documents £250 £250 £250 £500 £500 £1,000 £1,000 £1,500 £2,000 £50
Guest Personal Liability £2m £2m £2m £2m £2m £2m £2m £2m £2m £250
Optional Marquee Extension £25,000 or £50,000
(This cover only applies when the appropriate additional premium has been paid)
Nil
Optional Ceremonial Swords Extension £20,000
(This cover only applies when the appropriate additional premium has been paid)
£250
Optional Personal Liability Extension £5m
(This cover only applies when the appropriate additional premium has been paid)
£250

*Excess for each section unless otherwise stated and are deducted per claim, per Section.

Other than for Section 8, Personal Accident, Cover Limits (sums insured) are the maximum we will pay per Section in total, for both policyholders, not for each.

Significant Exclusions

We highly recommend you read the policy document in full, as what you see below is only a summary of the significant exclusions.

Please note: Travel and Honeymoons are not covered by the policy (for that we would suggest you take out a separate Travel Insurance policy). Changing your mind about getting married or entering into a civil partnership is also not covered.

Other key exclusions of note are:

  • Any claim arising directly or indirectly from loss or damage by theft or attempted theft of any items left in any unattended motor vehicle, unless the property is left locked in the boot or glove compartment, concealed from view, and there is evidence of forced entry.
  • Loss or theft unless there is violent and forced entry to or exit from a locked room or building.
  • Bodily injury sustained while you are driving or being carried as a passenger in or on any quadbike or two or three wheeled motor vehicles of 125cc or over.
  • Damage to flooring caused by footwear.
  • You or anyone else upon whom the wedding depends:
    1. Acting against medical advice.
    2. Suffering any medical condition for which they are awaiting results of tests or medical investigations.
    3. Suffering a condition for which they are on a hospital waiting list for treatment.
    4. Having a medical condition for which they have received a terminal prognosis.
    5. Suffering anxiety, stress or depression (unless admitted as an in-patient at a hospital).
    6. Committing or attempting to commit suicide or injuring themselves intentionally.
  • Pregnancy or childbirth except for related serious medical complications where the expected date of delivery is more than two months after the wedding date.
  • You or anyone else upon whose health the wedding depends failing to obtain the recommended vaccinations.
  • Events or circumstances of which you were aware or that were in the public domain at the time of buying this policy that make a loss or claim inevitable.
  • With the exception of the Personal Accident benefit, losses recoverable from any other sources.

To find out exactly what's included and excluded please view the Summary of Cover and Policy Documents here.  To see how our pricing compares to that of other wedding insurance suppliers take a look at the Compare Prices page