COMPARE OUR COVER LEVELS

Whatever the size of your wedding and your budget, we offer a wide range of cover levels to meet your needs. With 9 tier levels ranging from £2,500 up to £65,000 and with prices starting from as little as £20.  Below is a summary of the cover levels available. All prices include insurance premium tax (IPT).

 
 
  TIER 1 TIER 2 TIER 3 TIER 4 TIER 5 TIER 6 TIER 7 TIER 8 TIER 9
Price inc IPT £20 £29 £37 £47 £59 £75 £87 £102 £195
Cancellation £2,500 £7,000 £10,000 £12,500 £17,000 £22,000 £27,000 £32,000 £65,000
Rearrangement £2,000 £5,000 £7,000 £9,000 £12,500 £16,000 £20,000 £25,000 £50,000
Ceremonial Attire £1,000 £2,500 £4,000 £5,000 £6,000 £7,000 £8,000 £10,000 £10,000
Wedding Gifts £750 £2,000 £3,000 £3,000 £3,000 £6,000 £6,000 £10,000 £10,000
Cash & Voucher Limit £100 £175 £250 £300 £300 £750 £750 £1,250 £1,250
Rings, Flowers, Attendant's Gifts and the Wedding Cake £1,000 £1,500 £2,500 £3,000 £4,000 £5,000 £7,000 £8,000 £10,000
Cars and Transport £750 £2,500 £4,000 £5,000 £6,000 £8,000 £10,000 £12,000 £22,000
Photography & Video £750 £2,500 £4,000 £5,000 £6,000 £8,000 £10,000 £12,000 £22,000
Failure of Suppliers £1,000 £3,500 £6,000 £7,000 £8,500 £11,000 £14,000 £16,000 £35,000
Personal Accident £5,000 £10,000 £20,000 £20,000 £40,000 £40,000 £40,000 £40,000 £40,000
Legal Expenses £5,000 £5,000 £5,000 £5,000 £10,000 £10,000 £10,000 £20,000 £20,000
Personal Liability £1m £2m £2m £2m £2m £2m £2m £2m £2m
£250 Excess
Essential Document Indemnity £125 £250 £250 £250 £500 £500 £1,000 £1,000 £2,000
Personal liability for guests N/A N/A £2m £2m £2m £2m £2m £2m £2m
£250 Excess
Marquee Cover (Optional) £25,000
(only applies when selected and additional premium paid)
No Excess on this section
Ceremonial Swords Cover (Optional) £20,000
(only applies when selected and additional premium paid)
£250 Excess on this section
Excess* £25 £25 £25 £25 £25 £25 £50 £50 £50

*Excess for each section unless otherwise stated and are deducted per claim, per Section.

Other than for Section 8, Personal Accident, Cover Limits (sums insured) are the maximum we will pay per Section in total, for both policyholders, not for each.

Significant Exclusions

Please note: Travel and Honeymoons are not covered by the policy (for that we would suggest you take out a separate Travel Insurance policy). Changing your mind about getting married or entering into a civil partnership is also not covered.

Other key exclusions of note are:

  • Any claim arising directly or indirectly from loss or damage by theft or attempted theft of any items left in any unattended motor vehicle, unless the property is left locked in the boot or glove compartment, concealed from view, and there is evidence of forced entry.
  • Loss or theft unless there is violent and forced entry to or exit from a locked room or building.
  • Bodily injury sustained while you are driving or being carried as a passenger in or on any quadbike or two or three wheeled motor vehicles of 125cc or over.
  • Damage to flooring caused by footwear.
  • You or anyone else upon whom the wedding depends:
    1. Acting against medical advice.
    2. Suffering any medical condition for which they are awaiting results of tests or medical investigations.
    3. Suffering a condition for which they are on a hospital waiting list for treatment.
    4. Having a medical condition for which they have received a terminal prognosis.
    5. Suffering anxiety, stress or depression (unless admitted as an in-patient at a hospital).
    6. Committing or attempting to commit suicide or injuring themselves intentionally.
  • You or anyone else upon whose health the wedding depends failing to obtain the recommended vaccinations.
  • Circumstances of which you were aware at the time of buying this policy and not communicated to us and accepted in writing.

To find out exaxtly what's included and excluded please view the Summary of Cover and Policy Documents here.  To see how our pricing compares to that of other wedding insurance suppliers take a look at the Compare Prices page.