COMPARE OUR WEDDING INSURANCE COVER LEVELS

We offer 9 levels of wedding insurance cover ranging from £7,500 up to £70,000, with prices starting from as little as £29. Below is a summary of all the cover levels, section limits, prices and excess. All prices include insurance premium tax (IPT).

 
Cover TIER 1 TIER 2 TIER 3 TIER 4 TIER 5 TIER 6 TIER 7 TIER 8 TIER 9 Excess
Price (inc IPT) £29 £37 £50 £63 £80 £89 £105 £165 £215  
Part I - Cancellation £7,500 £10,000 £15,000 £20,000 £25,000 £30,000 £35,000 £50,000 £70,000 Nil
Part II - Curtailment
Part III - Rearrangement £5,500 £7,500 £11,250 £15,000 £18,750 £22,500 £26,250 £37,500 £52,500
Financial Failure of Wedding Services Suppliers £4,000 £6,000 £7,500 £9,000 £12,500 £15,000 £20,000 £30,000 £40,000 Nil
Ceremonial & Bridal Attire £2,000 £3,000 £4,000 £5,000 £6,000 £7,000 £8,000 £9,000 £10,000 £50
Photography & Video £2,000 £4,000 £5,000 £6,000 £8,000 £10,000 £12,000 £15,000 £20,000 £50
Wedding Rings, Flowers, Attendant's Gifts and the Wedding Cake £1,500 £2,000 £3,000 £4,000 £5,000 £6,000 £7,000 £8,000 £10,000 £50
Wedding Cars and Transport £1,500 £2,000 £3,000 £5,000 £7,000 £8,000 £10,000 £12,000 £15,000 £50
Wedding Gifts £1,500 £3,000 £4,000 £5,000 £6,000 £7,000 £10,000 £11,000 £12,500 £50
Cash & Voucher Limit £200 £300 £400 £500 £750 £1,000 £1,500 £1,750 £2,000 £50
Personal Accident £10,000 £20,000 £20,000 £40,000 £40,000 £40,000 £40,000 £40,000 £40,000 Nil
Legal Expenses £5,000 £5,000 £5,000 £10,000 £10,000 £10,000 £20,000 £20,000 £20,000 £50
Personal Liability £2m £2m £2m £2m £2m £2m £2m £2m £2m £250
Guest Personal Liability £2m £2m £2m £2m £2m £2m £2m £2m £2m £250
Essential Documents £250 £250 £250 £500 £500 £1,000 £1,000 £1,500 £2,000 £50
Optional Marquee Extension £25,000 or £50,000
(This cover only applies when the appropriate additional premium has been paid)
Nil
Optional Ceremonial Swords Extension £20,000
(This cover only applies when the appropriate additional premium has been paid)
£250
Optional Personal Liability Extension £5m
(This cover only applies when the appropriate additional premium has been paid)
£250

*Excess for each section unless otherwise stated and are deducted per claim, per Section.

Other than for Section 8, Personal Accident, Cover Limits (sums insured) are the maximum we will pay per Section in total, for both policyholders, not for each.

Significant Exclusions

We highly recommend you read the policy document in full, as what you see below is only a summary of the significant exclusions.

Please note: Travel and Honeymoons are not covered by the policy (for that we would suggest you take out a separate Travel Insurance policy). Changing your mind about getting married or entering into a civil partnership is also not covered.

Other key exclusions of note are:

  • There is no cover for any claim caused directly or indirectly or contributed to by you or a close relative:
    • Acting at any time against medical advice.
    • Suffering any medical condition on or before the start of the policy for which they have received treatment or advice in the 12 months prior to that date or for which they are awaiting results of investigations
    • Having a condition on or in the twelve months prior to the start of the policy for which they have received a terminal prognosis.
    • Suffering at any time anxiety, stress or depression (unless admitted as an in-patient at a hospital),
    • Committing or attempts to commit suicide or injures themselves intentionally.
  • Pregnancy or childbirth except for related serious medical complications where the expected date of delivery is more than two months after the wedding date.
  • Any claim caused by adverse weather or natural catastrophe where there were warnings of adverse weather or natural catastrophe in the public domain at the time of purchasing this policy.
  • Any loss occurring as the result of the wedding services supplier becoming bankrupt, put into liquidation or administration or ceasing to trade due to financial failure within 10 days of the purchase of the policy.
  • Events or circumstances of which you were aware or that were in the public domain at the time of buying this policy.
  • Any claim resulting from the death of a close relative more than 6 months before the ceremony date;
  • The excess as detailed in your policy documents.

To find out exactly what's included and excluded please view the Summary of Cover and Policy Documents here.  To see how our pricing compares to that of other wedding insurance suppliers take a look at the Compare Prices page