COMPARE OUR WEDDING INSURANCE COVER LEVELS

Whatever the size of your wedding and your budget, we will likely have wedding insurance cover available to meet your needs. We have 9 tier levels ranging from £7,500 up to £70,000 with prices starting from as little as £29. Below is a summary of the various wedding insurance cover levels we offer and the prices for each tier so you can quickly compare each tier and decide which one best suits your needs. All prices include insurance premium tax (IPT).

 
 
Cover TIER 1 TIER 2 TIER 3 TIER 4 TIER 5 TIER 6 TIER 7 TIER 8 TIER 9 Excess
Price inc IPT £29 £37 £50 £63 £80 £89 £105 £165 £215  
Part I - Cancellation £7,500 £10,000 £15,000 £20,000 £25,000 £30,000 £35,000 £50,000 £70,000 Nil
Part II - Curtailment
Part III - Rearrangement £5,500 £7,500 £11,250 £15,000 £18,750 £22,500 £26,250 £37,500 £52,500
Ceremonial Attire £2,000 £3,000 £4,000 £5,000 £6,000 £7,000 £8,000 £9,000 £10,000 £50
Wedding Gifts £1,500 £3,000 £4,000 £5,000 £6,000 £7,000 £10,000 £11,000 £12,500 £50
Cash & Voucher Limit £200 £300 £400 £500 £750 £1,000 £1,500 £1,750 £2,000 £50
Wedding Rings, Flowers, Attendant's Gifts and the Wedding Cake £1,500 £2,000 £3,000 £4,000 £5,000 £6,000 £7,000 £8,000 £10,000 £50
Wedding Cars and Transport £1,500 £2,000 £3,000 £5,000 £7,000 £8,000 £10,000 £12,000 £15,000 £50
Photography & Video £2,000 £4,000 £5,000 £6,000 £8,000 £10,000 £12,000 £15,000 £20,000 £50
Financial Failure of Wedding Services Suppliers £4,000 £6,000 £7,500 £9,000 £12,500 £15,000 £20,000 £30,000 £40,000 Nil
Personal Accident £10,000 £20,000 £20,000 £40,000 £40,000 £40,000 £40,000 £40,000 £40,000 Nil
Legal Expenses £5,000 £5,000 £5,000 £10,000 £10,000 £10,000 £20,000 £20,000 £20,000 £50
Personal Liability £2m £2m £2m £2m £2m £2m £2m £2m £2m £250
Essential Documents £250 £250 £250 £500 £500 £1,000 £1,000 £1,500 £2,000 £50
Guest Personal Liability £2m £2m £2m £2m £2m £2m £2m £2m £2m £250
Optional Marquee Extension £25,000 or £50,000
(This cover only applies when the appropriate additional premium has been paid)
Nil
Optional Ceremonial Swords Extension £20,000
(This cover only applies when the appropriate additional premium has been paid)
£250
Optional Personal Liability Extension £5m
(This cover only applies when the appropriate additional premium has been paid)
£250

*Excess for each section unless otherwise stated and are deducted per claim, per Section.

Other than for Section 8, Personal Accident, Cover Limits (sums insured) are the maximum we will pay per Section in total, for both policyholders, not for each.

Significant Exclusions

We highly recommend you read the policy document in full, as what you see below is only a summary of the significant exclusions.

Please note: Travel and Honeymoons are not covered by the policy (for that we would suggest you take out a separate Travel Insurance policy). Changing your mind about getting married or entering into a civil partnership is also not covered.

Other key exclusions of note are:

  • Your disinclination to go through with the wedding
  • There is no cover if you or anyone else upon whose health the wedding depends:
    • Acts against medical advice.
    • Suffering any medical condition for which they have received treatment or advice in the 12 months prior to the purchase of the policy or for which they are awaiting results of tests or medical investigations.
    • Have a medical condition for which they have received a terminal prognosis.
    • Suffer anxiety, stress or depression (unless admitted as a hospital in-patient).
    • Commit or attempt to commit of injure themselves intentionally.
    • Pregnancy or childbirth except for related serious medical complications where the expected date of delivery is more than two months after the wedding date.
  • Any claim caused by adverse weather or natural catastrophe where there were warnings of adverse weather or natural catastrophe in the public domain at the time of purchasing this policy.
  • Any loss occurring as the result of the wedding services supplier becoming bankrupt, put into liquidation or administration within 10 days of the purchase of the policy.
  • Events or circumstances of which you were aware or that were in the public domain at the time of buying this policy.
  • The excess as detailed in your policy documents.

To find out exactly what's included and excluded please view the Insurance Product Information Document and full Policy Document here.  To see how our wedding insurance pricing and cover compares to other wedding insurance providers such as John Lewis Wedding Insurance, Debenhams Wedding Insurance, Dreamsaver Wedding insurance and E&L Wedding Insurance then please take a look at the Compare Prices page